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Learn what Sukanya Samrudhi Yojana is - how to take advantage of it

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The declining sex ratio in India has become a matter of concern for every class. A number of schemes are being run by the government for the study, health and other needs of women. The Central Government has launched the Sukanya Samrudhi Yojana to promote the study of young women.

The purpose of Sukanya Samrudhi Yojana is to easily meet the expenses incurred on the study of daughters and their marriage. For daughter's study and marriage under the scheme
An account of Sukanya Samrudhi Yojana can be opened at the post office.
A separate counter will also be opened at the Suvidya Center to open an account at any post office of the Postal Department. The account can be opened after submitting the required documents here.

This is the plan

- You can deposit from 1 thousand to 1 lakh fifty thousand rupees in a year in the name of daughter in Sukanya Samrudhi Yojana account.
- This money has to be deposited only for 14 years of opening the account and this account will mature only when the daughter turns 21 years old.
- Under the rules of the scheme, a daughter can withdraw half a penny when she turns 18.
- After 21 years, the account will be closed and the money will go to the guardian. - If the daughter gets married between the ages of 18 and 21, the account will be closed at that time.
- If the payment is late in the account, only a penalty of Rs. 50 will be imposed.
- Apart from post offices, many government and private banks are also opening accounts under this scheme.
- Accounts under Sukanya Samridhi Yojana will be exempted under Section 80-G of the Income Tax Act.
- The guardian can also open two accounts for his two daughters. - If there are twins, the guardian can open a third account only by giving his proof. The guardian can transfer the account anywhere.

Under the scheme, if a person opens an account from Rs.1000 / - per month in 2015, it means Rs.12,000 / - per year for 14 years till 2028.
You have to spend Rs. At present, the interest rate will continue to be 8.6 per cent per annum when the girl turns 21
6,07,128. It may be mentioned that a total of Rs 1.68 lakh has to be deposited in the guardian's account in 14 years. The remaining Rs 4,39,128 is interest.

Document required for the plan
- Baby's birth certificate
- Address proof
- ID proof
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